For more than a year now, every month, I get a monthly statement from Citi- bank showing 50 pence outstanding on a credit card account I cancelled more than a year ago.
Businesses strive to increase their profit margins and I would like to increase my pleasure margins by taking the next paying in slip that they send and paying in 49 pence. This would reduce the balance outstanding to 1 penny. A bit like a kind of financial homeopathy the less there is the more potent is the effect . (so Im told)
I don’t want to trigger anything like an intelligent response that might cut off these letters though. Decisions , decisions.
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